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For many of us, Total and Permanent Disablement (TPD) insurance forms a part of our overall personal insurance plan; it has been designed, in the event of a disabling sickness or injury, to help relieve financial stress in a time when our world has been turned upside-down.
As you journey through life, ticking off life events along the way, you will undoubtedly experience some positive (and negative) twists and turns – some will be expected, whilst others not so much
When you think about it, whilst you may enjoy your work and feel that you are making a difference, one other reason for fronting up each day is so that you can continue to have cashflow coming in to take care of your needs, wants, and savings now (and into the future).
According to the OECD International Network on Financial Education, financial literacy is defined as ’a combination of awareness, knowledge, skill, attitude and behaviour necessary to make sound financial decisions and ultimately achieve individual financial wellbeing’.